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After the turkey is gone and the Black Friday and Cyber Monday shopping frenzies have subsided, here comes Giving Tuesday — a day that encourages us to give back to the communities and causes we care about. It’s a money-related holiday nobler than all the rest.  

But what if this year your wallet is feeling a little lighter than usual? Don’t worry — you can still make a difference without spending a dime. The secret lies in tapping into your unique strengths and getting creative. Here’s how you can contribute, no cash required. 

  1. Volunteer Your Time: Your Most Valuable Currency

You know the saying, “Time is money”? Well, to charities, it’s gold. Nonprofits everywhere are constantly on the lookout for volunteers to help with everything from event planning to social media management. Start by thinking about what you’re good at. Are you a whiz with words? Offer to write marketing copy or newsletters. Are you a social media guru? Help run a nonprofit’s accounts. Whether it’s women’s reproductive rights, animal welfare, helping the homeless or whatever lights your fire, there’s definitely a charity out there that needs your help. 

Start with a search on Charity Navigator and GuideStar, which are the top two evaluators that grade nonprofits. See how your charity of choice stacks up. After all, you want to make sure that your efforts are going to a cause that really matters to you. 

 

  1. Declutter For a Cause

Why wait for spring to clean? The holiday season is the perfect time to declutter — and give back in the process. Start in your kitchen, where unopened, non-perishable foods can make a big difference for local food banks and women’s shelters. While you’re at it, consider parting with some of those kitchen gadgets you never use. 

Next, tackle your closets. Are there coats, scarves, or sweaters you haven’t worn in years? Cold-weather gear is in high demand during the winter months. And don’t stop there — holiday decorations, outgrown toys, and even small appliances can find new life with a family in need. 

Pro tip: If you’re planning to itemize your taxes, be sure to get a receipt for your donations. It’s a win-win — support your community while reaping a little benefit come tax time.  

 

  1. Share Your Expertise: Become a Mentor

Okay, so your budget’s tight, but you’ve got something even more valuable to share: knowledge. Whether you’re a math whiz, a DIY enthusiast, or a pro at parenting, there’s someone out there who could benefit from your expertise. Mentoring is a powerful way to give back, and it doesn’t cost a thing. 

You can search for mentoring and various other volunteer opportunities on sites including Volunteer Match, Just Serve, AmeriCorps, and Indeed, all of which have a searchable database. Just type in “mentor,” and see what pops up. 

 

  1. Share Your Network

Sometimes, the most valuable asset you have isn’t what you know, but who you know. Your personal and professional networks can be incredibly powerful tools for making a difference. If you’re connected with someone who has expertise, resources, or influence, consider facilitating introductions that can help others.  

Think about it: If you know someone looking to start a nonprofit, and you have a friend who’s a grant writer, connect them! Or if a local charity is looking for a venue for an event, and you know a small business owner who might be willing to help, bring them together. By leveraging your connections, you can create opportunities for others and amplify your impact — without spending a cent.  

 

  1. Advocate for a Cause

If you're short on time as well as money, don't forget that your voice is a powerful tool. Advocating for a cause you believe in can help foster change. Whether it's writing letters to local representatives, signing petitions, or simply spreading awareness on social media, advocacy is a way to support important issues without opening your wallet. If there’s a cause that resonates with you — be it environmental protection, education reform, or social justice — use your platform to educate others and rally support. Attend town hall meetings, participate in peaceful protests, or volunteer to speak at community events. Not only can you help drive change, you may also inspire others to get involved along the way, making an even greater impact. 

 

Want more tips like this? Visit Good Money Habits for more resources.

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About Members Choice Credit Union

At Members Choice, we strive to exceed your expectations. We believe in people-helping-people by providing sound financial solutions and resources, as well as sharing our passion for supporting the community. As a full-service financial institution based in Houston, Texas, we have proudly served the West Houston, Katy, and Cy-Fair areas for more than 80 years. For more information, visit www.mccu.com.

 

Post by Jean Chatzky’s HerMoney Team
October 23, 2024
Jean has partnered with Filene and believes in the credit union model. She and the HerMoney organization are providing these resources to support Members Choice Credit Union's efforts to advance their members’ financial wellness.

About Members Choice Credit Union

At Members Choice Credit Union, we are more than a financial institution; we are your partners in bringing you closer to the life you aspire to live. For over 80 years, we've been dedicated to empowering families across Houston, Texas. Whether it’s buying your first home, driving off in a new car, building your savings, or becoming debt-free, we provide the tools and support to help you pursue your goals with confidence. Join us in discovering your version of "the good life" at www.mccu.com.