Members Choice Credit Union News & Articles

Get Paid Sooner, Stress Less: The Benefits of Early Payday

Written by Members Choice Credit Union | February 03, 2025

Imagine this: it’s Wednesday, your bank account is looking a little meh, and payday feels like it’s miles away. But what if you didn’t have to wait? What if you could skip the financial limbo and get paid early? Enter EarlyPay from Members Choice Credit Union—a game-changer for your wallet and your lifestyle.

 

What is Early Payday?

It’s simple. With a Members Choice Complete Checking® account, you can access your paycheck up to two days early when you set up direct deposit. That’s right—no more waiting for the official payday to hit.
Think of it as life giving you a head start.

 

Why EarlyPay is a Big Deal

  1. Handle Surprises Like a Pro
    Car broke down? Birthday party you forgot about? Suddenly craving tacos? Life throws curveballs, and EarlyPay means you’re ready for them—without stressing about your account balance.
  2. Bye-Bye, Waiting Game
    Waiting for payday is like watching paint dry—slow, boring, and a little painful. With EarlyPay, you get to skip the awkward countdown and enjoy your money when you need it.
  3. Boost Your Budgeting Game
    Getting your paycheck early can help you stay ahead of bills, savings goals, and weekend plans. It’s like starting the month with a cheat code for financial success.
  4. More Freedom, Less Stress
    You’ve got enough on your plate—work, family, figuring out what’s for dinner. EarlyPay helps you spend less time worrying about money and more time focusing on the things that matter.

How to Get EarlyPay

Getting started is easy. All you need is:
  1. A Members Choice Complete Checking® account (featuring no monthly fees and high rates, btw).
  2. Direct deposit set up with your employer (which is also so easy to do right from our digital banking).

 

That’s it! Once your employer processes your paycheck, Members Choice Credit Union gives you access to your money up to two days earlier than traditional banks.

Ready to make the switch?